Privacy Policy
Effective Date: January 1, 2026 • Full Compliance with GDPR, CCPA, and Google AdSense
1. Local-Only Financial Computation
InheritedIRACalc is designed with strict privacy principles. When you input an inherited IRA portfolio value, personal age, annual taxable salary, or portfolio return rate, all mathematical algorithms execute exclusively in your browser’s local JavaScript runtime. No financial figures are transmitted across the internet, recorded on remote servers, or logged in server databases.
2. Google AdSense & Third-Party Cookies
We may utilize Google AdSense to serve non-intrusive advertisements that support the free maintenance and hosting of this web utility:
- Third-party vendors, including Google, use cookies to serve ads based on prior user visits to this or other websites.
- Google’s use of advertising cookies enables it and its partners to serve ads tailored to user browsing history.
- Users can opt out of personalized advertising by visiting Google Ads Settings.
3. California Consumer Privacy Act (CCPA)
Under the CCPA, California residents enjoy rights to know and delete personal data. Because InheritedIRACalc does not collect, retain, sell, or share consumer financial records, your personal data is not stored by our systems.
4. European General Data Protection Regulation (GDPR)
For visitors residing in the European Economic Area (EEA), we do not process personal data without explicit consent. Standard edge-routing logs maintained by Cloudflare Anycast operate strictly for network protection and DDoS mitigation.
5. Privacy Inquiries
If you have questions regarding our privacy practices, please contact us via our support page.